PEFINDO Score & Report

Credit report is a record of financial institution debtor’s credit history from a number of sources, including banks, credit card companies, and others. Credit report contains a borrower’s credit score that is the result of calculated mathematical algorithm against credit report and sources of information to represent the creditworthiness of the person.

Based on the inquiry, a member institution would receive identity and credit information as well as credit score of the debtor. PEFINDO Score would also give a consumer the same information; the higher the score, the lower the risk.

Credit Information entailing:

  • Subject Information.
  • Credit and other facilities.
  • Fulfillment of credit and other financial obligations.
  • Subject's score.

Sample Report


Assist, automate, and streamline credit analysis and lending process.

Obtain comprehensive credit information and credit score that reflects debtor’s risk.

Risk-based pricing.


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